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Illinois

Extended Auto Warranty Companies

Top 10 Illinois Extended Warranty Companies

In order to figure out whether an extended car warranty is worth it in Illinois mainly depends on its coverage, price and customers reviews.

Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 Extended Car Warranty Providers in Illinois.

We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.

We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance) and specific limitations or restrictions.

Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback and have odometer limits of at least 100,000 miles.

We have taken the time to review the in's and out's of auto warranties and their providers to compile this list of the top 10 extended auto warranty companies in Illinois. Through our extensive research, we have compiled a list of our top picks of Illinois Extended Auto Warranty Providers below.

Top 10 Auto Warranty Companies In Illinois

#1
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  • Most Reasonably Priced

  • Largest Presence Nationwide

  • Discounts For Veterans

  • Rated Best Warranty Of 2020

  • 24 Hour Service / Roadside

  • A+ Rated / Five Star Reviews

1-888-892-1003
#2
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  • 24 Hour Service

  • 10,000+ Dealers

  • Rated Best In Service 2019

1-866-918-1438
#3
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  • Best Online Reviews

  • Limited Coverage

  • Poor Customer Service

1-877-227-2439
#4
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  • Top Rated Provider

  • 30 Day Money Back Guarantee

  • Poor Claim Payouts

1-888-892-1003
#5
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  • Best Mechanic Reviews

  • Over 3 Million Clients

  • Poor Consumer Reviews

1-888-892-1003
#6
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  • 24 Hour Answering Service

  • 4 - 6 Day Wait For Service

  • Nights, Weekends & Holidays

1-888-892-1003
#7
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  • 2 Years in The Business

  • Coverage Limitations

  • Higher Service Call / Deductible

1-888-892-1003
#8
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  • Over 100k Clients

  • Coverage Limitations

  • Higher Service Call / Co-Pay

1-888-892-1003
#9
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  • Limited Coverage

  • Significant Limitations

  • Poor Customer Service

1-888-892-1003
#10
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  • In Business Less Than 5 Years

  • Difficult To Review Information

  • Use ASE Certified Mechanics

1-888-892-1003

Why Trust Top10

LATEST INFORMATION

We provide the latest and greatest warranty information

EDITORIAL TEAM

The editorial team here provides the most relevant warranty content

TOP 10 PROVIDERS

Our list of warranty providers have been thoroughly vetted

OUR NETWORK

The network and connections built over the course of 10+ years

WARRANTY AWARDS

We have research all types of awards these companies received

COMPANY REVIEWS

Our team monitors customer experiences both good and bad

About Illinois Extended Auto Warranties

Image by Austin Neill

About Illinois

Archaeologists aren’t sure exactly when the first people arrived in what’s now Illinois. But archaeologists have uncovered ancient spear points and tools suggesting that humans lived here at least 10,000 years ago. Illinois’ first-known Native American tribes, which include the Miami and the Illiniwek also known as the Illinois, lived on the land thousands of years later. In 1763 at the end of the French and Indian War, the French ceded, or gave up, the region to Britain. After the American Revolution, Illinois became a U.S. territory, and in 1818 it was declared the 21st state. The name Illinois comes from the Native American tribe living on the land when the area was first explored by Europeans. Much of Illinois was once covered in prairie grass, earning the state its nickname. Illinois is bordered by Wisconsin in the north; Lake Michigan, Indiana, and Kentucky in the east; Kentucky and Missouri in the south; and Missouri and Iowa in the west. The state can be divided into three regions. Black bears, bobcats, and white-tailed deer are a few of this state’s common mammals. Birdwatchers can look for quails, orioles, meadowlarks, bluebirds, and northern cardinals. Box elder, red maple, pawpaw, and sweet gum trees grow throughout the state. Illinois bundleflower, Illinois rose, and leopard lily are some of this state’s colorful wildflowers. One of Illinois’ best known natural resources is its fertile soil. Some of Illinois’ top crops are corn, soybeans, and apples.

Image by Cristofer Maximilian

How Long Is A Factory Warranty In Illinois?

A factory warranty is a guarantee from your vehicle's manufacturer to repair or replace any damage from defective materials or workmanship once you drive your vehicle off the lot. It’s basically the manufacturer’s promise that your car is in working order when it’s sold to you. Factory warranty coverage will only apply to damage caused by normal use of the vehicle. Anything that is considered wear and tear parts like brakes and routine maintenance like fluid or oil changes won't be covered by your factory warranty. Factory warranties typically last between 3 years/36,000 miles and 5 years/60,000 miles, while powertrain warranties can extend up to 10 years/100,000 miles. Your factory warranty length depends on your car manufacturer, but it can be extended afterward with a vehicle service contract. Factory warranties come with all new vehicles, but most vehicle manufacturers cover their certified pre-owned (CPO) cars with warranties too. If you purchased a slightly used vehicle from a 3rd party or private seller, it may still be covered under the original factory warranty, of course, it depends on the car’s age, mileage, and factory warranty coverage period. Factory warranties are available on virtually all vehicle manufacturers, including Motorcycles.

Image by Joshua Aragon

What is a Illinois extended car warranty?

Sometimes called an “aftermarket car warranty” or “vehicle service contract,” an extended auto warranty kicks in after your initial warranty has expired and is intended to offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty expires. Compare what the best extended auto warranty companies in Illinois have to offer.

Image by Tim Mossholder

What Is Covered By An Extended Warranty In Illinois?

A warranty directly from the cars manufacturer is basically full bumper to bumper coverage with no limit on the mileage. The standard warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by the manufacturers warranty includes the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating and air conditioning, drive-train, drive shaft and much more. When the original manufacturers warranty has expired and you choose to purchase a Third Party Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturers warranty. The only thing the Extended Warranty won't cover is any type of cosmetics, maintenance and anything that would typically be covered by your auto insurance provider.

A extended auto warranty protection plan in Illinois will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.

Image by Chad Kirchoff

How Much Does An Extended Warranty Cost In Illinois?

Based on our research, the average extended car warranty cost in Illinois is about $2,500 and can range from $1,200 to $5,000 or more depending on the plan. Instead of having set rates, third-party providers and vehicle manufacturers use a bunch of factors such as your vehicle, the level of coverage you pick, and the deductible you are willing to pay to determine your extended car warranty cost. The vehicle's make, model, age, and mileage will all affect the cost of an extended car warranty. Prices will also increase or decrease depending on the provider you choose and level of extended warranty coverage you pick, as well as your deductible. Usually a higher deductible means lower monthly payments, and vice versa. If your vehicle is covered under its original new car warranty at the time of purchase, the contract will also be less expensive but every person and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment from you in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended warranty coverage is in Illinois and so should you.