Kentucky
Extended Auto Warranty Companies
Top 10 Kentucky Extended Warranty Companies
In order to figure out whether an extended car warranty is worth it in Kentucky mainly depends on its coverage, price and customers reviews.
Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 Extended Car Warranty Providers in Kentucky.
We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.
We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance) and specific limitations or restrictions.
Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback and have odometer limits of at least 100,000 miles.
We have taken the time to review the in's and out's of auto warranties and their providers to compile this list of the top 10 extended auto warranty companies in Kentucky. Through our extensive research, we have compiled a list of our top picks of Kentucky Extended Auto Warranty Providers below.
Top 10 Auto Warranty Companies In Kentucky
#1
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Most Reasonably Priced
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Largest Presence Nationwide
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Discounts For Veterans
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Rated Best Warranty Of 2020
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24 Hour Service / Roadside
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A+ Rated / Five Star Reviews
1-888-892-1003
#2
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24 Hour Service
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10,000+ Dealers
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Rated Best In Service 2019
1-866-918-1438
#3
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Best Online Reviews
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Limited Coverage
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Poor Customer Service
1-877-227-2439
#4
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Top Rated Provider
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30 Day Money Back Guarantee
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Poor Claim Payouts
1-888-892-1003
#5
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Best Mechanic Reviews
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Over 3 Million Clients
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Poor Consumer Reviews
1-888-892-1003
#6
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24 Hour Answering Service
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4 - 6 Day Wait For Service
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Nights, Weekends & Holidays
1-888-892-1003
#7
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2 Years in The Business
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Coverage Limitations
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Higher Service Call / Deductible
1-888-892-1003
#8
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Over 100k Clients
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Coverage Limitations
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Higher Service Call / Co-Pay
1-888-892-1003
#9
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Limited Coverage
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Significant Limitations
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Poor Customer Service
1-888-892-1003
#10
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In Business Less Than 5 Years
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Difficult To Review Information
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Use ASE Certified Mechanics
1-888-892-1003
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About Kentucky Extended Auto Warranties
About Kentucky
People first came to the land now called Kentucky at least 14,000 years ago, possibly following mammoths and other large game that migrated here. Thousands of years later, Native American tribes including the Cherokee, Shawnee, Chickasaw, and Yuchi lived on the land. For a while the eastern section of present-day Kentucky was considered part of Virginia, but in 1792 it was declared its own state. The western part of Kentucky was later added in 1818 after being purchased from the Chickasaw tribe. When the Civil War broke out in 1861, Kentucky was officially neutral. Yet 140,000 of its citizens went to fight in the war. Kentucky is bordered by Indiana and Ohio in the north, where the Ohio River creates a wiggly boundary. It has West Virginia and Virginia to the east, Tennessee to the south, and Missouri and Illinois to the west. Black bears, bobcats, red foxes, minks, and river otters are common Kentucky mammals. Gaze at the sky, and you might see a peregrine falcon, bald eagle, mountain bluebird, Kentucky warbler or northern cardinal. The tulip poplar is native to the eastern United States, as is the Kentucky coffeetree. Other native trees include red maple, sassafras, northern red oak, and bald cypress. With almost half the state covered in forests, it’s not surprising that Kentucky is one of the country’s top three producers of hardwood. It’s also the third-largest coal producer in the United States, thanks to its vast natural coalfields. Limestone is another top resource.
How Long Is A Factory Warranty In Kentucky?
A factory warranty is a guarantee from your vehicle's manufacturer to repair or replace any damage from defective materials or workmanship once you drive your vehicle off the lot. It’s basically the manufacturer’s promise that your car is in working order when it’s sold to you. Factory warranty coverage will only apply to damage caused by normal use of the vehicle. Anything that is considered wear and tear parts like brakes and routine maintenance like fluid or oil changes won't be covered by your factory warranty. Factory warranties typically last between 3 years/36,000 miles and 5 years/60,000 miles, while powertrain warranties can extend up to 10 years/100,000 miles. Your factory warranty length depends on your car manufacturer, but it can be extended afterward with a vehicle service contract. Factory warranties come with all new vehicles, but most vehicle manufacturers cover their certified pre-owned (CPO) cars with warranties too. If you purchased a slightly used vehicle from a 3rd party or private seller, it may still be covered under the original factory warranty, of course, it depends on the car’s age, mileage, and factory warranty coverage period. Factory warranties are available on virtually all vehicle manufacturers, including Motorcycles.
What is a Kentucky extended car warranty?
Sometimes called an “aftermarket car warranty” or “vehicle service contract,” an extended auto warranty kicks in after your initial warranty has expired and is intended to offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty expires. Compare what the best extended auto warranty companies in Kentucky have to offer.
What Is Covered By An Extended Warranty In Kentucky?
A warranty directly from the cars manufacturer is basically full bumper to bumper coverage with no limit on the mileage. The standard warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by the manufacturers warranty includes the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating and air conditioning, drive-train, drive shaft and much more. When the original manufacturers warranty has expired and you choose to purchase a Third Party Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturers warranty. The only thing the Extended Warranty won't cover is any type of cosmetics, maintenance and anything that would typically be covered by your auto insurance provider.
A extended auto warranty protection plan in Kentucky will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.
How Much Does An Extended Warranty Cost In Kentucky?
Based on our research, the average extended car warranty cost in Kentucky is about $2,500 and can range from $1,200 to $5,000 or more depending on the plan. Instead of having set rates, third-party providers and vehicle manufacturers use a bunch of factors such as your vehicle, the level of coverage you pick, and the deductible you are willing to pay to determine your extended car warranty cost. The vehicle's make, model, age, and mileage will all affect the cost of an extended car warranty. Prices will also increase or decrease depending on the provider you choose and level of extended warranty coverage you pick, as well as your deductible. Usually a higher deductible means lower monthly payments, and vice versa. If your vehicle is covered under its original new car warranty at the time of purchase, the contract will also be less expensive but every person and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment from you in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended warranty coverage is in Kentucky and so should you.
What Is Not Covered By An Extended Warranty In Kentucky?
Extended Car Warranties provide one of the most comprehensive warranties on the market. Just like the factory warranty there are some parts and a list of exclusions that are not covered. For example, the warranty does not cover any damage due to environmental conditions or conditions that are natural, such as floods and earthquakes. The warranty also does not cover misuse, neglect, failure to do maintenance, improper handling of the car or repairs of third-party repair facilities and aftermarket components. While this might seem like a lot of exclusions we want to let you know it is pretty standard with all other Vehicle Manufacturers like Audi, BMW, Cadillac and many more.
Are extended car warranties worth it in Kentucky?
Ultimately, it’s up to you to decide whether the peace of mind an extended warranty can provide is worth the price tag. If you do decide to purchase an extended warranty in Kentucky, be sure to do your homework, watch out for auto warranty scams and work with a reputable company. An extended warranty could add thousands of dollars to the purchase of a car. This may not seem like much if you’re financing it and rolling the cost of the warranty into your monthly payment. But it still can be a significant amount of money, even if you’re not paying it all up front.
Is There A Deductible for An Extended Warranty in Kentucky?
There is no deductible or service charge to use your Manufacturers warranty while it is still covered by the manufacturer. However, when the Manufacturer Warranty runs out and you choose to purchase a Third Party Extended Warranty in Kentucky like Total Auto Protect, your coverage plan will have an industry standard deductible ranging from anywhere between $100.00 and $500.00 dollars. Let's just say you don't want to pay a deductible and would prefer paying a higher premium, or you would rather pay a higher deductible for a lower premium there are plenty Kentucky Extended Warranty Providers that can customize the coverage plans to fit your specific needs.
How do I request a quote for An Extended Car Warranty in Kentucky?
You can request a free quote for an Extended Warranty in Kentucky by visiting our Top 10 quote page easily by filling out your vehicle information, phone number, and email by clicking the get a free quote link on our website.
Our Final Thoughts about an Extended Warranty in Kentucky!
If you’re buying a vehicle with a reliable track record, it might make sense to skip the warranty. Instead, consider setting aside the money you’d spend on it, and save for that rainy day when something could go wrong. If you don’t end up needing the money for repairs, you can keep saving it or use it for something else.
Vehicle Manufacturers Eligible For Extended Warranties In Kentucky
Acura, Aston Martin, Audi, Alfa Romeo, BMW, Bentley, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Ferrari, Ford, GMC, Harley-Davidson, Honda, Hyundai, Hummer, Infiniti, Jeep, Jaguar, KIA, Land Rover, Lexus, Lamborghini, Lincoln, Lotus, Maserati, MINI, Mercedes-Benz, Mazda, McLaren, Mitsubishi, Nissan, Porsche, Pontiac, Range Rover, Rolls Royce, Saab, Subaru, Suzuki, Tesla, Toyota, Volkswagen, Volvo
Cities Eligible For Extended Warranties In Kentucky
Adairville, Albany, Alexandria, Allen, Allensville, Anchorage, Annville, Arlington, Ashland, Auburn, Audubon Park, Augusta, Bancroft, Barbourmeade, Barbourville, Bardstown, Bardwell, Barlow, Beattyville, Beaver Dam, Bedford, Beechwood Village, Bellefonte, Bellemeade, Bellevue, Bellewood, Benham, Benton, Berea, Berry, Blackey, Blaine, Blandville, Bloomfield, Blue Ridge Manor, Bonnieville, Booneville, Bowling Green, Bradfordsville, Brandenburg, Breckinridge Center, Bremen, Briarwood, Broad Fields, Brodhead, Broeck Pointe, Bromley, Brooks, Brooksville, Brownsboro Farm, Brownsboro Village, Brownsville, Buckhorn, Buckner, Buechel, Burgin, Burkesville, Burlington, Burnside, Butler, Cadiz, Calhoun, California, Calvert City, Camargo, Cambridge, Campbellsburg, Campbellsville, Campton, Caneyville, Carlisle, Carrollton, Carrsville, Catlettsburg, Cave City, Cedarville, Centertown, Central City, Cherrywood Village, Clarkson, Claryville, Clay, Clay City, Clinton, Cloverport, Coal Run Village, Cold Spring, Coldstream, Columbia, Columbus, Concord, Corbin, Corinth, Corydon, Covington, Crab Orchard, Creekside, Crescent Springs, Crestview, Crestview Hills, Crestwood, Crittenden, Crofton, Crossgate, Cumberland, Cynthiana, Danville, Dawson Springs, Dayton, Dixon, Douglass Hills, Dover, Drakesboro, Druid Hills, Dry Ridge, Dycusburg, Earlington, East Bernstadt, Eddyville, Edgewood, Edmonton, Ekron, Elizabethtown, Elkhorn City, Elkton, Elsmere, Eminence, Erlanger, Eubank, Evarts, Ewing, Fairdale, Fairfield, Fairmeade, Fairview, Falmouth, Ferguson, Fern Creek, Fincastle, Flatwoods, Fleming-Neon, Flemingsburg, Florence, Fordsville, Forest Hills, Fort Campbell North, Fort Knox, Fort Mitchell, Fort Thomas, Fort Wright, Fountain Run, Fox Chase, Frankfort, Franklin, Fredonia, Frenchburg, Fulton, Gamaliel, Georgetown, Germantown, Ghent, Glasgow, Glencoe, Glenview, Glenview Hills, Glenview Manor, Goose Creek, Goshen, Grand Rivers, Gratz, Graymoor-Devondale, Grayson, Greensburg, Green Spring, Greenup, Greenville, Guthrie, Hanson, Hardin, Hardinsburg, Harlan, Harrodsburg, Hartford, Hawesville, Hazard, Hazel, Hebron Estates, Henderson, Hendron, Hickman, Hickory Hill, Highland Heights, Highview, Hills and Dales, Hillview, Hindman, Hiseville, Hodgenville, Hollow Creek, Hollyvilla, Hopkinsville, Horse Cave, Houston Acres, Hunters Hollow, Hurstbourne, Hurstbourne Acres, Hustonville, Hyden, Independence, Indian Hills, Inez, Irvine, Irvington, Island, Jackson, Jamestown, Jeffersontown, Jeffersonville, Jenkins, Junction City, Keeneland, Kenton Vale, Kevil, Kingsley, Kuttawa, La Center, LaFayette, La Grange, Lakeside Park, Lakeview Heights, Lancaster, Langdon Place, Latonia Lakes, Lawrenceburg, Lebanon, Lebanon Junction, Ledbetter, Leitchfield, Lewisburg, Lewisport, Lexington-Fayette, Liberty, Lincolnshire, Livermore, Livingston, London, Lone Oak, Loretto, Louisa, Louisville, Loyall, Ludlow, Lynch, Lyndon, Lynnview, McHenry, McKee, Mackville, McRoberts, Madisonville, Manchester, Manor Creek, Marion, Martin, Maryhill Estates, Masonville, Massac, Mayfield, Maysville, Meadowbrook Farm, Meadow Vale, Meadowview Estates, Melbourne, Mentor, Middlesborough, Middletown, Midway, Millersburg, Milton, Minor Lane Heights, Mockingbird Valley, Monterey, Monticello, Moorland, Morehead, Morganfield, Morgantown, Mortons Gap, Mount Olivet, Mount Sterling, Mount Vernon, Mount Washington, Muldraugh, Munfordville, Murray, Murray Hill, Nebo, Newburg, New Castle, New Haven, Newport, Nicholasville, Norbourne Estates, North Corbin, Northfield, North Middletown, Nortonville, Norwood, Oakbrook, Oak Grove, Oakland, Okolona, Old Brownsboro Place, Olive Hill, Orchard Grass Hills, Owensboro, Owenton, Owingsville, Paducah, Paintsville, Paris, Park City, Park Hills, Park Lake, Parkway Village, Pembroke, Perryville, Pewee Valley, Phelps, Pikeville, Pine Knot, Pineville, Pioneer Village, Pippa Passes, Plantation, Pleasure Ridge Park, Pleasureville, Plum Springs, Plymouth Village, Poplar Hills, Powderly, Prestonsburg, Prestonville, Princeton, Prospect, Providence, Raceland, Radcliff, Ravenna, Raywick, Reidland, Richlawn, Richmond, River Bluff, Riverwood, Robards, Rochester, Rockport, Rolling Fields, Rolling Hills, Russell, Russell Springs, Russellville, Ryland Heights, Sacramento, Sadieville, St. Charles, St. Dennis, St. Matthews, St. Regis Park, Salem, Salt Lick, Salyersville, Sanders, Sandy Hook, Sardis, Science Hill, Scottsville, Sebree, Seneca Gardens, Sharpsburg, Shelbyville, Shepherdsville, Shively, Silver Grove, Simpsonville, Slaughters, Smithfield, Smithland, Smiths Grove, Somerset, Sonora, South Carrollton, Southgate, South Park View, South Shore, South Wallins, Sparta, Springfield, Springlee, Spring Mill, Spring Valley, Stamping Ground, Stanford, Stanton, Stearns, Strathmoor Manor, Strathmoor Village, Sturgis, Sycamore, Taylor Mill, Taylorsville, Ten Broeck, Thornhill, Tompkinsville, Trenton, Union, Uniontown, Upton, Valley Station, Vanceburg, Versailles, Vicco, Villa Hills, Vine Grove, Visalia, Wallins Creek, Walton, Warfield, Warsaw, Water Valley, Watterson Park, Waverly, Wayland, Wellington, West Buechel, West Liberty, West Point, Westwood, Westwood, Wheatcroft, Wheelwright, Whipps Millgate, White Plains, Whitesburg, Whitesville, Whitley City, Wickliffe, Wilder, Wildwood, Williamsburg, Williamstown, Willisburg, Wilmore, Winchester, Windy Hills, Wingo, Woodburn, Woodbury, Woodland Hills, Woodlawn, Woodlawn-Oakdale, Woodlawn Park, Worthington, Worthington Hills, Worthville and Wurtland.