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Extended Auto Warranty Companies

Top 10 Michigan Extended Warranty Companies

In order to figure out whether an extended car warranty is worth it in Michigan mainly depends on its coverage, price and customers reviews.

Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 Extended Car Warranty Providers in Michigan.

We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.

We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance) and specific limitations or restrictions.

Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback and have odometer limits of at least 100,000 miles.

We have taken the time to review the in's and out's of auto warranties and their providers to compile this list of the top 10 extended auto warranty companies in Michigan. Through our extensive research, we have compiled a list of our top picks of Michigan Extended Auto Warranty Providers below.

Top 10 Auto Warranty Companies In Michigan

  • Most Reasonably Priced

  • Largest Presence Nationwide

  • Discounts For Veterans

  • Rated Best Warranty Of 2020

  • 24 Hour Service / Roadside

  • A+ Rated / Five Star Reviews

  • 24 Hour Service

  • 10,000+ Dealers

  • Rated Best In Service 2019

  • Best Online Reviews

  • Limited Coverage

  • Poor Customer Service

  • Top Rated Provider

  • 30 Day Money Back Guarantee

  • Poor Claim Payouts

  • Best Mechanic Reviews

  • Over 3 Million Clients

  • Poor Consumer Reviews

  • 24 Hour Answering Service

  • 4 - 6 Day Wait For Service

  • Nights, Weekends & Holidays

  • 2 Years in The Business

  • Coverage Limitations

  • Higher Service Call / Deductible

LaSalle Assurance Warranty.jpeg
  • Over 100k Clients

  • Coverage Limitations

  • Higher Service Call / Co-Pay

  • Limited Coverage

  • Significant Limitations

  • Poor Customer Service

  • In Business Less Than 5 Years

  • Difficult To Review Information

  • Use ASE Certified Mechanics


Why Trust Top10


We provide the latest and greatest warranty information


The editorial team here provides the most relevant warranty content


Our list of warranty providers have been thoroughly vetted


The network and connections built over the course of 10+ years


We have research all types of awards these companies received


Our team monitors customer experiences both good and bad

About Michigan Extended Auto Warranties

Image by Austin Neill

About Michigan

People have lived in the land now called Michigan for at least 12,000 years. Many centuries after those first inhabitants arrived, Native American tribes lived on the land, including the Kickapoo, Miami, Ojibwe, Potawatomi, Menominee, and Fox and Sauk. Eleven Native American tribes still live in Michigan today. In 1805, Michigan became a U.S. territory. Settlers began pouring in around 1825, once the newly built Erie Canal made traveling across the country much easier. Michigan joined the Union as a free state in 1837. Just before 1900, automakers Ransom E. Olds (as in Oldsmobile) and Henry Ford built some of the first cars in Detroit. The city is still called “Motor City” because so many cars are made there. Four of the Great Lakes share borders with Michigan: Superior, Huron, Michigan, and Erie. No wonder it’s sometimes called the Great Lakes State! It’s bordered by Indiana, Ohio, and Wisconsin in the south, and the Great Lakes and Canada in the east, north, and west. Michigan is home to many types of animals. Once wiped out by hunters, native elk and moose have made comebacks after herds were relocated from Wyoming and Canada, respectively. With more than half the state covered in forests, Michigan is filled with white pine, American mountain ash, boxelder, sugar maple, and red mulberry trees. Michigan rose, orange coneflower, evening primrose, and yellow monkey flower are some of the wildflowers that grow in the Wolverine State. Michigan is known for fishing, thanks to its 3,288 mile coastline, the longest freshwater coastline in the United States. Forestry is another important industry, as 90 percent of the Upper Peninsula is covered in trees. The state also produces iron oxide pigments, which are used for making red, orange, yellow, and black pigments often used for manufacturing makeup.

Image by Cristofer Maximilian

How Long Is A Factory Warranty In Michigan?

A factory warranty is a guarantee from your vehicle's manufacturer to repair or replace any damage from defective materials or workmanship once you drive your vehicle off the lot. It’s basically the manufacturer’s promise that your car is in working order when it’s sold to you. Factory warranty coverage will only apply to damage caused by normal use of the vehicle. Anything that is considered wear and tear parts like brakes and routine maintenance like fluid or oil changes won't be covered by your factory warranty. Factory warranties typically last between 3 years/36,000 miles and 5 years/60,000 miles, while powertrain warranties can extend up to 10 years/100,000 miles. Your factory warranty length depends on your car manufacturer, but it can be extended afterward with a vehicle service contract. Factory warranties come with all new vehicles, but most vehicle manufacturers cover their certified pre-owned (CPO) cars with warranties too. If you purchased a slightly used vehicle from a 3rd party or private seller, it may still be covered under the original factory warranty, of course, it depends on the car’s age, mileage, and factory warranty coverage period. Factory warranties are available on virtually all vehicle manufacturers, including Motorcycles.

Image by Joshua Aragon

What is a Michigan extended car warranty?

Sometimes called an “aftermarket car warranty” or “vehicle service contract,” an extended auto warranty kicks in after your initial warranty has expired and is intended to offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty expires. Compare what the best extended auto warranty companies in Michigan have to offer.

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What Is Covered By An Extended Warranty In Michigan?

A warranty directly from the cars manufacturer is basically full bumper to bumper coverage with no limit on the mileage. The standard warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by the manufacturers warranty includes the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating and air conditioning, drive-train, drive shaft and much more. When the original manufacturers warranty has expired and you choose to purchase a Third Party Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturers warranty. The only thing the Extended Warranty won't cover is any type of cosmetics, maintenance and anything that would typically be covered by your auto insurance provider.

A extended auto warranty protection plan in Michigan will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.

Image by Chad Kirchoff

How Much Does An Extended Warranty Cost In Michigan?

Based on our research, the average extended car warranty cost in Michigan is about $2,500 and can range from $1,200 to $5,000 or more depending on the plan. Instead of having set rates, third-party providers and vehicle manufacturers use a bunch of factors such as your vehicle, the level of coverage you pick, and the deductible you are willing to pay to determine your extended car warranty cost. The vehicle's make, model, age, and mileage will all affect the cost of an extended car warranty. Prices will also increase or decrease depending on the provider you choose and level of extended warranty coverage you pick, as well as your deductible. Usually a higher deductible means lower monthly payments, and vice versa. If your vehicle is covered under its original new car warranty at the time of purchase, the contract will also be less expensive but every person and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment from you in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended warranty coverage is in Michigan and so should you.

Image by Aaron Doucett

What Is Not Covered By An Extended Warranty In Michigan?

Extended Car Warranties provide one of the most comprehensive warranties on the market. Just like the factory warranty there are some parts and a list of exclusions that are not covered. For example, the warranty does not cover any damage due to environmental conditions or conditions that are natural, such as floods and earthquakes. The warranty also does not cover misuse, neglect, failure to do maintenance, improper handling of the car or repairs of third-party repair facilities and aftermarket components. While this might seem like a lot of exclusions we want to let you know it is pretty standard with all other Vehicle Manufacturers like Audi, BMW, Cadillac and many more.

Image by Jonathan Cooper

Are extended car warranties worth it in Michigan?

Ultimately, it’s up to you to decide whether the peace of mind an extended warranty can provide is worth the price tag. If you do decide to purchase an extended warranty in Michigan, be sure to do your homework, watch out for auto warranty scams and work with a reputable company. An extended warranty could add thousands of dollars to the purchase of a car. This may not seem like much if you’re financing it and rolling the cost of the warranty into your monthly payment. But it still can be a significant amount of money, even if you’re not paying it all up front.

Image by Emil Kalibradov

Is There A Deductible for An Extended Warranty in Michigan?

There is no deductible or service charge to use your Manufacturers warranty while it is still covered by the manufacturer. However, when the Manufacturer Warranty runs out and you choose to purchase a Third Party Extended Warranty in Michigan like Total Auto Protect, your coverage plan will have an industry standard deductible ranging from anywhere between $100.00 and $500.00 dollars. Let's just say you don't want to pay a deductible and would prefer paying a higher premium, or you would rather pay a higher deductible for a lower premium there are plenty Michigan Extended Warranty Providers that can customize the coverage plans to fit your specific needs.

Image by Simon Abrams

How do I request a quote for An Extended Car Warranty in Michigan?

You can request a free quote for an Extended Warranty in Michigan by visiting our Top 10 quote page easily by filling out your vehicle information, phone number, and email by clicking the get a free quote link on our website.

Image by Yi Ma

Our Final Thoughts about an Extended Warranty in Michigan!

If you’re buying a vehicle with a reliable track record, it might make sense to skip the warranty. Instead, consider setting aside the money you’d spend on it, and save for that rainy day when something could go wrong. If you don’t end up needing the money for repairs, you can keep saving it or use it for something else.

Vehicle Manufacturers Eligible For Extended Warranties In Michigan

Cities Eligible For Extended Warranties In Michigan

Addison village, Adrian, Ahmeek village, Akron village, Alanson village, Albion, Algonac, Allegan, Allen village, Allendale, Allen Park, Alma, Almont village, Alpena, Alpha village, Ann Arbor, Applegate village, Argentine, Armada village, Ashley village, Athens village, Atlanta, Auburn, Auburn Hills, Au Gres, Augusta village, Au Sable, Bad Axe, Baldwin village, Bancroft village, Bangor, Baraga village, Barnes Lake-Millers Lake, Baroda village, Barryton village, Barton Hills village, Battle Creek, Bay City, Beal City, Bear Lake village, Beaverton, Beecher, Beechwood, Belding, Bellaire village, Belleville, Bellevue village, Benton Harbor, Benton Heights, Benzonia village, Berkley, Berrien Springs village, Bessemer, Beulah village, Beverly Hills village, Big Bay, Big Rapids, Bingham Farms village, Birch Run village, Birmingham, Blissfield village, Bloomfield Hills, Bloomfield Township, Bloomingdale village, Boyne City, Boyne Falls village, Breckenridge village, Breedsville village, Bridgeport, Bridgman, Brighton, Britton village, Bronson, Brooklyn village, Brown City, Brownlee Park, Buchanan, Buckley village, Buena Vista, Burlington village, Burr Oak village, Burt, Burton, Byron village, Byron Center, Cadillac, Caledonia village, Calumet village, Camden village, Canada Creek Ranch, Canadian Lakes, Canton, Capac village, Carleton village, Carney village, Caro village, Carrollton, Carson City, Carsonville village, Caseville village, Casnovia village, Caspian, Cass City village, Cassopolis village, Cedar Springs, Cement City village, Center Line, Central Lake village, Centreville village, Charlevoix, Charlotte, Chatham village, Cheboygan, Chelsea village, Chesaning village, Clare, Clarksville village, Clawson, Clayton village, Clifford village, Climax village, Clinton village, Clinton, Clio, Coldwater, Coleman, Coloma, Colon village, Columbiaville village, Comstock Northwest, Comstock Park, Concord village, Constantine village, Coopersville, Copemish village, Copper City village, Corunna, Croswell, Crystal Falls, Custer village, Cutlerville, Daggett village, Dansville village, Davison, Dearborn, Dearborn Heights, Decatur village, Deckerville village, Deerfield village, De Tour Village village, Detroit, Detroit Beach, De Witt, Dexter village, Dimondale village, Douglas village, Dowagiac, Dryden village, Dundee village, Durand, Eagle village, East Grand Rapids, East Jordan, Eastlake village, East Lansing, Eastpointe, East Tawas, Eastwood, Eaton Rapids, Eau Claire village, Ecorse, Edgemont Park, Edmore village, Edwardsburg village, Elberta village, Elk Rapids village, Elkton village, Ellsworth village, Elsie village, Emmett village, Empire village, Escanaba, Essexville, Estral Beach village, Evart, Fairgrove village, Fair Plain, Farmington, Farmington Hills, Farwell village, Fennville, Fenton, Ferndale, Ferrysburg, Fife Lake village, Flat Rock, Flint, Flushing, Forest Hills, Forestville village, Fountain village, Fowler village, Fowlerville village, Frankenmuth, Frankfort, Franklin village, Fraser, Freeland, Freeport village, Free Soil village, Fremont, Fruitport village, Gaastra, Gagetown village, Gaines village, Galesburg, Galien village, Garden village, Garden City, Gaylord, Gibraltar, Gladstone, Gladwin, Gobles, Goodrich village, Grand Beach village, Grand Blanc, Grand Haven, Grand Ledge, Grand Rapids, Grandville, Grant, Grass Lake village, Grayling, Greater Galesburg, Greenville, Greilickville, Grosse Ile, Grosse Pointe, Grosse Pointe Farms, Grosse Pointe Park, Grosse Pointe Shores village, Grosse Pointe Woods, Gwinn, Hamtramck, Hancock, Hanover village, Harbor Beach, Harbor Springs, Harper Woods, Harrietta village, Harrison, Harrison, Harrisville, Hart, Hartford, Harvey, Haslett, Hastings, Hazel Park, Hemlock, Hersey village, Hesperia village, Highland Park, Hillman village, Hillsdale, Holland, Holly village, Holt, Homer village, Honor village, Hopkins village, Houghton, Houghton Lake, Howard City village, Howell, Hubbard Lake, Hubbardston village, Hubbell, Hudson, Hudsonville, Huntington Woods, Imlay City, Indian River, Inkster, Ionia, Iron Mountain, Iron River, Ironwood, Ishpeming, Ithaca, Jackson, Jenison, Jonesville village, Kalamazoo, Kaleva village, Kalkaska village, Keego Harbor, Kent City village, Kentwood, Kinde village, Kingsford, Kingsley village, Kingston village, K. I. Sawyer AFB, Laingsburg, Lake Angelus, Lake Ann village, Lake City, Lake Fenton, Lake Linden village, Lake Michigan Beach, Lake Odessa village, Lake Orion village, Lakeview village, Lakewood Club village, Lambertville, L'Anse village, Lansing, Lapeer, Lathrup Village, Laurium village, Lawrence village, Lawton village, Lennon village, Leonard village, Le Roy village, Leslie, Level Park-Oak Park, Lewiston, Lexington village, Lincoln village, Lincoln Park, Linden, Litchfield, Livonia, Lost Lake Woods, Lowell, Ludington, Luna Pier, Luther village, Lyons village, McBain, McBride village, Mackinac Island, Mackinaw City village, Madison Heights, Mancelona village, Manchester village, Manistee, Manistique, Manitou Beach-Devils Lake, Manton, Maple Rapids village, Marcellus village, Marine City, Marion village, Marlette, Marquette, Marshall, Martin village, Marysville, Mason, Mattawan village, Maybee village, Mayville village, Mecosta village, Melvin village, Melvindale, Memphis, Mendon village, Menominee, Merrill village, Mesick village, Metamora village, Michiana village, Michigamme, Michigan Center, Middletown, Middleville village, Midland, Milan, Milford village, Millersburg village, Millington village, Minden City village, Mineral Hills village, Mio, Monroe, Montague, Montgomery village, Montrose, Morenci, Morley village, Morrice village, Mount Clemens, Mount Morris, Mount Pleasant, Muir village, Mulliken village, Munising, Muskegon, Muskegon Heights, Napoleon, Nashville village, Negaunee, Newaygo, New Baltimore, Newberry village, New Buffalo, New Era village, New Haven village, New Lothrop village, Niles, North Adams village, North Branch village, North Muskegon, Northport village, Northview, Northville, Norton Shores, Norway, Novi, Oakley village, Oak Park, Okemos, Olivet, Omer, Onaway, Onekama village, Onsted village, Ontonagon village, Orchard Lake Village, Ortonville village, Oscoda, Ossineke, Otisville village, Otsego, Otter Lake village, Ovid village, Owendale village, Owosso, Oxford village, Palmer, Parchment, Parma village, Paw Paw village, Paw Paw Lake, Pearl Beach, Peck village, Pellston village, Pentwater village, Perrinton village, Perry, Petersburg, Petoskey, Pewamo village, Pierson village, Pigeon village, Pinckney village, Pinconning, Plainwell, Pleasant Ridge, Plymouth, Plymouth Township, Pontiac, Portage, Port Austin village, Port Hope village, Port Huron, Portland, Port Sanilac village, Posen village, Potterville, Powers village, Prescott village, Prudenville, Quincy village, Quinnesec, Ravenna village, Reading, Redford, Reed City, Reese village, Republic, Richland village, Richmond, River Rouge, Riverview, Robin Glen-Indiantown, Rochester, Rochester Hills, Rockford, Rockwood, Rogers City, Romeo village, Romulus, Roosevelt Park, Roscommon village, Rosebush village, Rose City, Roseville, Rothbury village, Royal Oak, Saginaw, Saginaw Township North, Saginaw Township South, St. Charles village, St. Clair, St. Clair Shores, St. Helen, St. Ignace, St. Johns, St. Joseph, St. Louis, Saline, Sand Lake village, Sandusky, Sanford village, Saranac village, Saugatuck, Sault Ste. Marie, Schoolcraft village, Scottville, Sebewaing village, Shelby, Shelby village, Shepherd village, Sheridan village, Sherwood village, Shields, Shoreham village, Shorewood-Tower Hills-Harbert, Skidway Lake, Southfield, Southgate, South Gull Lake, South Haven, South Lyon, South Monroe, South Range village, South Rockwood village, Sparta village, Spring Arbor, Springfield, Spring Lake village, Springport village, Stambaugh, Standish, Stanton, Stanwood village, Stephenson, Sterling village, Sterling Heights, Stevensville village, Stockbridge village, Stony Point, Sturgis, Sunfield village, Suttons Bay village, Swartz Creek, Sylvan Lake, Tawas City, Taylor, Tecumseh, Tekonsha village, Temperance, Thompsonville village, Three Oaks village, Three Rivers, Traverse City, Trenton, Trowbridge Park, Troy, Turner village, Tustin village, Twining village, Twin Lake, Ubly village, Union City village, Unionville village, Utica, Vandalia village, Vanderbilt village, Vandercook Lake, Vassar, Vermontville village, Vernon village, Vicksburg village, Village of Clarkston, Village of Lake Isabella village, Wakefield, Waldron village, Walker, Walkerville village, Walled Lake, Warren, Waterford, Watervliet, Waverly, Wayland, Wayne, Webberville village, Weidman, West Bloomfield Township, West Branch, West Ishpeming, Westland, West Monroe, Westphalia village, Westwood, White Cloud, Whitehall, White Pigeon village, Whitmore Lake, Whittemore, Williamston, Wixom, Wolf Lake, Wolverine village, Wolverine Lake village, Woodhaven, Woodland village, Woodland Beach, Wyandotte, Wyoming, Yale, Ypsilanti, Zeeland and Zilwaukee.

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