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Minnesota

Extended Auto Warranty Companies

Top 10 Minnesota Extended Warranty Companies

In order to figure out whether an extended car warranty is worth it in Minnesota mainly depends on its coverage, price and customers reviews.

Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 Extended Car Warranty Providers in Minnesota.

We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.

We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance) and specific limitations or restrictions.

Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback and have odometer limits of at least 100,000 miles.

We have taken the time to review the in's and out's of auto warranties and their providers to compile this list of the top 10 extended auto warranty companies in Minnesota. Through our extensive research, we have compiled a list of our top picks of Minnesota Extended Auto Warranty Providers below.

Top 10 Auto Warranty Companies In Minnesota

#1
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  • Most Reasonably Priced

  • Largest Presence Nationwide

  • Discounts For Veterans

  • Rated Best Warranty Of 2020

  • 24 Hour Service / Roadside

  • A+ Rated / Five Star Reviews

1-888-892-1003
#2
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  • 24 Hour Service

  • 10,000+ Dealers

  • Rated Best In Service 2019

1-866-918-1438
#3
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  • Best Online Reviews

  • Limited Coverage

  • Poor Customer Service

1-877-227-2439
#4
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  • Top Rated Provider

  • 30 Day Money Back Guarantee

  • Poor Claim Payouts

1-888-892-1003
#5
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  • Best Mechanic Reviews

  • Over 3 Million Clients

  • Poor Consumer Reviews

1-888-892-1003
#6
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  • 24 Hour Answering Service

  • 4 - 6 Day Wait For Service

  • Nights, Weekends & Holidays

1-888-892-1003
#7
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  • 2 Years in The Business

  • Coverage Limitations

  • Higher Service Call / Deductible

1-888-892-1003
#8
LaSalle Assurance Warranty.jpeg
  • Over 100k Clients

  • Coverage Limitations

  • Higher Service Call / Co-Pay

1-888-892-1003
#9
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  • Limited Coverage

  • Significant Limitations

  • Poor Customer Service

1-888-892-1003
#10
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  • In Business Less Than 5 Years

  • Difficult To Review Information

  • Use ASE Certified Mechanics

1-888-892-1003

Why Trust Top10

LATEST INFORMATION

We provide the latest and greatest warranty information

EDITORIAL TEAM

The editorial team here provides the most relevant warranty content

TOP 10 PROVIDERS

Our list of warranty providers have been thoroughly vetted

OUR NETWORK

The network and connections built over the course of 10+ years

WARRANTY AWARDS

We have research all types of awards these companies received

COMPANY REVIEWS

Our team monitors customer experiences both good and bad

About Minnesota Extended Auto Warranties

Image by Austin Neill

About Minnesota

Image by Cristofer Maximilian

How Long Is A Factory Warranty In Minnesota?

A factory warranty is a guarantee from your vehicle's manufacturer to repair or replace any damage from defective materials or workmanship once you drive your vehicle off the lot. It’s basically the manufacturer’s promise that your car is in working order when it’s sold to you. Factory warranty coverage will only apply to damage caused by normal use of the vehicle. Anything that is considered wear and tear parts like brakes and routine maintenance like fluid or oil changes won't be covered by your factory warranty. Factory warranties typically last between 3 years/36,000 miles and 5 years/60,000 miles, while powertrain warranties can extend up to 10 years/100,000 miles. Your factory warranty length depends on your car manufacturer, but it can be extended afterward with a vehicle service contract. Factory warranties come with all new vehicles, but most vehicle manufacturers cover their certified pre-owned (CPO) cars with warranties too. If you purchased a slightly used vehicle from a 3rd party or private seller, it may still be covered under the original factory warranty, of course, it depends on the car’s age, mileage, and factory warranty coverage period. Factory warranties are available on virtually all vehicle manufacturers, including Motorcycles.

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What is a Minnesota extended car warranty?

Sometimes called an “aftermarket car warranty” or “vehicle service contract,” an extended auto warranty kicks in after your initial warranty has expired and is intended to offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty expires. Compare what the best extended auto warranty companies in Minnesota have to offer.

Image by Tim Mossholder

What Is Covered By An Extended Warranty In Minnesota?

A warranty directly from the cars manufacturer is basically full bumper to bumper coverage with no limit on the mileage. The standard warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by the manufacturers warranty includes the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating and air conditioning, drive-train, drive shaft and much more. When the original manufacturers warranty has expired and you choose to purchase a Third Party Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturers warranty. The only thing the Extended Warranty won't cover is any type of cosmetics, maintenance and anything that would typically be covered by your auto insurance provider.

A extended auto warranty protection plan in Minnesota will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.

Image by Chad Kirchoff

How Much Does An Extended Warranty Cost In Minnesota?

Based on our research, the average extended car warranty cost in Minnesota is about $2,500 and can range from $1,200 to $5,000 or more depending on the plan. Instead of having set rates, third-party providers and vehicle manufacturers use a bunch of factors such as your vehicle, the level of coverage you pick, and the deductible you are willing to pay to determine your extended car warranty cost. The vehicle's make, model, age, and mileage will all affect the cost of an extended car warranty. Prices will also increase or decrease depending on the provider you choose and level of extended warranty coverage you pick, as well as your deductible. Usually a higher deductible means lower monthly payments, and vice versa. If your vehicle is covered under its original new car warranty at the time of purchase, the contract will also be less expensive but every person and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment from you in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended warranty coverage is in Minnesota and so should you.

Image by Aaron Doucett

What Is Not Covered By An Extended Warranty In Minnesota?

Extended Car Warranties provide one of the most comprehensive warranties on the market. Just like the factory warranty there are some parts and a list of exclusions that are not covered. For example, the warranty does not cover any damage due to environmental conditions or conditions that are natural, such as floods and earthquakes. The warranty also does not cover misuse, neglect, failure to do maintenance, improper handling of the car or repairs of third-party repair facilities and aftermarket components. While this might seem like a lot of exclusions we want to let you know it is pretty standard with all other Vehicle Manufacturers like Audi, BMW, Cadillac and many more.

Image by Jonathan Cooper

Are extended car warranties worth it in Minnesota?

Ultimately, it’s up to you to decide whether the peace of mind an extended warranty can provide is worth the price tag. If you do decide to purchase an extended warranty in Minnesota, be sure to do your homework, watch out for auto warranty scams and work with a reputable company. An extended warranty could add thousands of dollars to the purchase of a car. This may not seem like much if you’re financing it and rolling the cost of the warranty into your monthly payment. But it still can be a significant amount of money, even if you’re not paying it all up front.

Image by Emil Kalibradov

Is There A Deductible for An Extended Warranty in Minnesota?

There is no deductible or service charge to use your Manufacturers warranty while it is still covered by the manufacturer. However, when the Manufacturer Warranty runs out and you choose to purchase a Third Party Extended Warranty in Minnesota like Total Auto Protect, your coverage plan will have an industry standard deductible ranging from anywhere between $100.00 and $500.00 dollars. Let's just say you don't want to pay a deductible and would prefer paying a higher premium, or you would rather pay a higher deductible for a lower premium there are plenty Minnesota Extended Warranty Providers that can customize the coverage plans to fit your specific needs.

Image by Simon Abrams

How do I request a quote for An Extended Car Warranty in Minnesota?

You can request a free quote for an Extended Warranty in Minnesota by visiting our Top 10 quote page easily by filling out your vehicle information, phone number, and email by clicking the get a free quote link on our website.

Image by Yi Ma

Our Final Thoughts about an Extended Warranty in Minnesota!

If you’re buying a vehicle with a reliable track record, it might make sense to skip the warranty. Instead, consider setting aside the money you’d spend on it, and save for that rainy day when something could go wrong. If you don’t end up needing the money for repairs, you can keep saving it or use it for something else.

Vehicle Manufacturers Eligible For Extended Warranties In Minnesota

Cities Eligible For Extended Warranties In Minnesota

Ada, Adams, Adrian, Afton, Aitkin, Akeley, Albany, Alberta, Albert Lea, Albertville, Alden, Aldrich, Alexandria, Alpha, Altura, Alvarado, Amboy, Andover, Annandale, Anoka, Appleton, Apple Valley, Arco, Arden Hills, Argyle, Arlington, Arnold, Ashby, Askov, Atwater, Audubon, Aurora, Austin, Avoca, Avon, Babbitt, Backus, Badger, Bagley, Balaton, Barnesville, Barnum, Barrett, Barry, Battle Lake, Baudette, Baxter, Bayport, Beardsley, Beaver Bay, Beaver Creek, Becker, Bejou, Belgrade, Bellechester, Belle Plaine, Bellingham, Beltrami, Belview, Bemidji, Bena, Benson, Bertha, Bethel, Bigelow, Big Falls, Bigfork, Big Lake, Bingham Lake, Birchwood Village, Bird Island, Biscay, Biwabik, Blackduck, Blaine, Blomkest, Blooming Prairie, Bloomington, Blue Earth, Bluffton, Bock, Borup, Bovey, Bowlus, Boyd, Boy River, Braham, Brainerd, Brandon, Breckenridge, Breezy Point, Brewster, Bricelyn, Brooklyn Center, Brooklyn Park, Brook Park, Brooks, Brookston, Brooten, Browerville, Brownsdale, Browns Valley, Brownsville, Brownton, Bruno, Buckman, Buffalo, Buffalo Lake, Buhl, Burnsville, Burtrum, Butterfield, Byron, Caledonia, Callaway, Calumet, Cambridge, Campbell, Canby, Cannon Falls, Canton, Carlos, Carlton, Carver, Cass Lake, Cedar Mills, Center City, Centerville, Ceylon, Champlin, Chandler, Chanhassen, Chaska, Chatfield, Chickamaw Beach, Chisago City, Chisholm, Chokio, Circle Pines, Clara City, Claremont, Clarissa, Clarkfield, Clarks Grove, Clearbrook, Clear Lake, Clearwater, Clements, Cleveland, Climax, Clinton, Clitherall, Clontarf, Cloquet, Coates, Cobden, Cohasset, Cokato, Cold Spring, Coleraine, Cologne, Columbia Heights, Comfrey, Comstock, Conger, Cook, Coon Rapids, Corcoran, Correll, Cosmos, Cottage Grove, Cottonwood, Courtland, Cromwell, Crookston, Crosby, Crosslake, Crystal, Currie, Cuyuna, Cyrus, Dakota, Dalton, Danube, Danvers, Darfur, Darwin, Dassel, Dawson, Dayton, Deephaven, Deer Creek, Deer River, Deerwood, De Graff, Delano, Delavan, Delhi, Dellwood, Denham, Dennison, Dent, Detroit Lakes, Dexter, Dilworth, Dodge Center, Donaldson, Donnelly, Doran, Dover, Dovray, Duluth, Dumont, Dundas, Dundee, Dunnell, Eagan, Eagle Bend, Eagle Lake, East Bethel, East Grand Forks, East Gull Lake, Easton, Echo, Eden Prairie, Eden Valley, Edgerton, Edina, Effie, Eitzen, Elba, Elbow Lake, Elbow Lake, Elgin, Elizabeth, Elko, Elk River, Elkton, Ellendale, Ellsworth, Elmdale, Elmore, Elrosa, Ely, Elysian, Emily, Emmons, Erhard, Erskine, Evan, Evansville, Eveleth, Excelsior, Eyota, Fairfax, Fairmont, Falcon Heights, Faribault, Farmington, Farwell, Federal Dam, Felton, Fergus Falls, Fertile, Fifty Lakes, Finlayson, Fisher, Flensburg, Floodwood, Florence, Foley, Forada, Forest Lake, Foreston, Fort Ripley, Fosston, Fountain, Foxhome, Franklin, Frazee, Freeborn, Freeport, Fridley, Frost, Fulda, Funkley, Garfield, Garrison, Garvin, Gary, Gaylord, Gem Lake, Geneva, Genola, Georgetown, Ghent, Gibbon, Gilbert, Gilman, Glencoe, Glenville, Glenwood, Glyndon, Golden Valley, Gonvick, Goodhue, Goodridge, Good Thunder, Goodview, Graceville, Granada, Grand Marais, Grand Meadow, Grand Rapids, Granite Falls, Grant, Grasston, Greenbush, Greenfield, Green Isle, Greenwald, Greenwood, Grey Eagle, Grove City, Grygla, Gully, Hackensack, Hadley, Hallock, Halma, Halstad, Hamburg, Ham Lake, Hammond, Hampton, Hancock, Hanley Falls, Hanover, Hanska, Harding, Hardwick, Harmony, Harris, Hartland, Hastings, Hatfield, Hawley, Hayfield, Hayward, Hazel Run, Hector, Heidelberg, Henderson, Hendricks, Hendrum, Henning, Henriette, Herman, Hermantown, Heron Lake, Hewitt, Hibbing, Hill City, Hillman, Hills, Hilltop, Hinckley, Hitterdal, Hoffman, Hokah, Holdingford, Holland, Hollandale, Holloway, Holt, Hopkins, Houston, Howard Lake, Hoyt Lakes, Hugo, Humboldt, Hutchinson, Ihlen, Independence, International Falls, Inver Grove Heights, Iona, Iron Junction, Ironton, Isanti, Isle, Ivanhoe, Jackson, Janesville, Jasper, Jeffers, Jenkins, Johnson, Jordan, Kandiyohi, Karlstad, Kasota, Kasson, Keewatin, Kelliher, Kellogg, Kennedy, Kenneth, Kensington, Kent, Kenyon, Kerkhoven, Kerrick, Kettle River, Kiester, Kilkenny, Kimball, Kinbrae, Kingston, Kinney, La Crescent, Lafayette, Lake Benton, Lake Bronson, Lake City, Lake Crystal, Lake Elmo, Lakefield, Lake Henry, Lakeland, Lakeland Shores, Lake Lillian, Lake Park, Lake St. Croix Beach, Lake Shore, Lakeville, Lake Wilson, Lamberton, Lancaster, Landfall, Lanesboro, Laporte, La Prairie, La Salle, Lastrup, Lauderdale, Le Center, Lengby, Leonard, Leonidas, Leota, Le Roy, Lester Prairie, Le Sueur, Lewiston, Lewisville, Lexington, Lilydale, Lindstrom, Lino Lakes, Lismore, Litchfield, Little Canada, Little Falls, Littlefork, Little Rock, Long Beach, Long Lake, Long Prairie, Longville, Lonsdale, Loretto, Louisburg, Lowry, Lucan, Luverne, Lyle, Lynd, Mabel, McGrath, McGregor, McIntosh, McKinley, Madelia, Madison, Madison Lake, Magnolia, Mahnomen, Mahtomedi, Manchester, Manhattan Beach, Mankato, Mantorville, Maple Grove, Maple Lake, Maple Plain, Mapleton, Mapleview, Maplewood, Marble, Marietta, Marine on St. Croix, Marshall, Mayer, Maynard, Mazeppa, Meadowlands, Medford, Medicine Lake, Medina, Meire Grove, Melrose, Menahga, Mendota, Mendota Heights, Mentor, Middle River, Miesville, Milaca, Milan, Millerville, Millville, Milroy, Miltona, Minneapolis, Minneiska, Minneota, Minnesota City, Minnesota Lake, Minnetonka, Minnetonka Beach, Minnetrista, Mizpah, Montevideo, Montgomery, Monticello, Montrose, Moorhead, Moose Lake, Mora, Morgan, Morris, Morristown, Morton, Motley, Mound, Mounds View, Mountain Iron, Mountain Lake, Murdock, Myrtle, Nashua, Nashwauk, Nassau, Naytahwaush, Nelson, Nerstrand, Nevis, New Auburn, New Brighton, Newfolden, New Germany, New Hope, New London, New Market, New Munich, Newport, New Prague, New Richland, New Trier, New Ulm, New York Mills, Nicollet, Nielsville, Nimrod, Nisswa, Norcross, North Branch, Northfield, North Mankato, North Oaks, Northome, Northrop, North St. Paul, Norwood Young America, Oakdale, Oak Grove, Oak Park Heights, Oakport, Odessa, Odin, Ogema, Ogilvie, Okabena, Oklee, Olivia, Onamia, Ormsby, Orono, Oronoco, Orr, Ortonville, Osakis, Oslo, Osseo, Ostrander, Otsego, Ottertail, Owatonna, Palisade, Parkers Prairie, Park Rapids, Paynesville, Pease, Pelican Rapids, Pemberton, Pennock, Pequot Lakes, Perham, Perley, Peterson, Pierz, Pillager, Pine City, Pine Island, Pine Point, Pine River, Pine Springs, Pipestone, Plainview, Plato, Pleasant Lake, Plummer, Plymouth, Ponemah, Porter, Preston, Princeton, Prinsburg, Prior Lake, Proctor, Quamba, Racine, Ramsey, Randall, Randolph, Ranier, Raymond, Redby, Red Lake, Red Lake Falls, Red Wing, Redwood Falls, Regal, Remer, Renville, Revere, Rice, Rice Lake, Richfield, Richmond, Richville, Riverton, Robbinsdale, Rochester, Rock Creek, Rockford, Rockville, Rogers, Rollingstone, Ronneby, Roosevelt, Roscoe, Roseau, Rose Creek, Rosemount, Roseville, Rothsay, Round Lake, Royalton, Rush City, Rushford, Rushford Village, Rushmore, Russell, Ruthton, Rutledge, Sabin, Sacred Heart, St. Anthony city (Hennepin County), St. Anthony city (Stearns County), St. Bonifacius, St. Charles, St. Clair, St. Cloud, St. Francis, St. Hilaire, St. James, St. Joseph, St. Leo, St. Louis Park, St. Martin, St. Marys Point, St. Michael, St. Paul, St. Paul Park, St. Peter, St. Rosa, St. Stephen, St. Vincent, Sanborn, Sandstone, Sargeant, Sartell, Sauk Centre, Sauk Rapids, Savage, Scanlon, Seaforth, Sebeka, Sedan, Shafer, Shakopee, Shelly, Sherburn, Shevlin, Shoreview, Shorewood, Silver Bay, Silver Lake, Skyline, Slayton, Sleepy Eye, Sobieski, Solway, South Haven, South St. Paul, Spicer, Springfield, Spring Grove, Spring Hill, Spring Lake Park, Spring Park, Spring Valley, Squaw Lake, Stacy, Staples, Starbuck, Steen, Stephen, Stewart, Stewartville, Stillwater, Stockton, Storden, Strandquist, Strathcona, Sturgeon Lake, Sunburg, Sunfish Lake, Swanville, Taconite, Tamarack, Taopi, Taunton, Taylors Falls, Tenney, Tenstrike, The Lakes, Thief River Falls, Thomson, Tintah, Tonka Bay, Tower, Tracy, Trail, Trimont, Trommald, Trosky, Truman, Turtle River, Twin Lakes, Twin Valley, Two Harbors, Tyler, Ulen, Underwood, Upsala, Urbank, Utica, Vadnais Heights, Vergas, Vermillion, Verndale, Vernon Center, Vesta, Victoria, Viking, Villard, Vineland, Vining, Virginia, Wabasha, Wabasso, Waconia, Wadena, Wahkon, Waite Park, Waldorf, Walker, Walnut Grove, Walters, Waltham, Wanamingo, Wanda, Warba, Warren, Warroad, Waseca, Watertown, Waterville, Watkins, Watson, Waubun, Waverly, Wayzata, Welcome, Wells, Wendell, Westbrook, West Concord, Westport, West St. Paul, West Union, Whalan, Wheaton, White Bear Lake, White Earth, Wilder, Willernie, Williams, Willmar, Willow River, Wilmont, Wilton, Windom, Winger, Winnebago, Winona, Winsted, Winthrop, Winton, Wolf Lake, Wolverton, Woodbury, Wood Lake, Woodland, Woodstock, Worthington, Wrenshall, Wright, Wykoff, Wyoming, Zemple, Zimmerman, Zumbro Falls and Zumbrota.

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