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Kia Optima

Extended Kia Optima Warranty Companies

In order to figure out whether a Kia extended car warranty is worth it mainly depends on its coverage, price, and customers reviews.

Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 Kia Extended Car Warranty Providers.

 

We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany, and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.

We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance), and specific limitations or restrictions.

 

Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback, and have odometer limits of at least 100,000 miles.

We have taken the time to review the ins and out's of auto warranties and their providers to compile this list of the top 10 Kia extended auto warranty companies nationwide. Through our extensive research, we have compiled a list of our top picks of Kia Extended Auto Warranty Providers below.

Top10 Kia Optima Extended Car Warranty Companies

Top-10 Auto Warranty Companies

#1
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  • Most Reasonably Priced

  • Largest Presence Nationwide

  • Discounts For Veterans

  • Rated Best Warranty Of 2021

  • 24 Hour Service / Roadside

  • A+ Rated / Five Star Reviews

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#2
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  • 24 Hour Service

  • 10,000+ Dealers

  • Online Support

1-866-918-1438
#3
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  • Best Online Reviews

  • Unlimited Coverage

  • Stellar Customer Service

1-877-227-2439
#4
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  • Top Rated Provider

  • 30 Day Money Back Guarantee

  • Poor Claim Payouts

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#5
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  • Best Mechanic Reviews

  • Variety of Coverage Plans

  • Poor Consumer Reviews

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#6
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  • 24 Hour Answering Service

  • 4 - 6 Day Wait For Service

  • Nights, Weekends & Holidays

1-888-892-1003
#7
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  • Mixed Reviews

  • Coverage Limitations

  • Higher Service Call / Deductible

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#8
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  • Over 100k Clients

  • Coverage Limitations

  • Higher Service Call / Co-Pay

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#9
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  • Limited Coverage

  • Significant Limitations

  • Poor Customer Service

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#10
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  • In Business More Than 5 Years

  • Difficult To Review Information

  • Use ASE Certified Mechanics

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The editorial team here provides the most relevant warranty content

TOP 10 PROVIDERS

Our list of warranty providers have been thoroughly vetted

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The network and connections built over the course of 10+ years

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We have research all types of awards these companies received

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Our team monitors customer experiences both good and bad

About Kia Optima Extended Warranties

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What Is A Kia Optima Extended Car Warranty?

Sometimes called an “aftermarket car warranty” or “vehicle service contract,” an extended auto warranty kicks in after your initial warranty has expired and is intended to offset the costs of expensive repairs after your vehicle’s standard Kia Optima manufacturer’s warranty expires. Compare what the best-extended Kia Optima auto warranty companies have to offer.

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What Is Covered By A Kia Optima Extended Warranty?

A Kia Manufacturers' warranty is basically full bumper-to-bumper coverage with no limit on the mileage. The standard Kia Optima warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by Kia Optima manufacturer's warranty include the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating, and air conditioning, drive-train, driveshaft, and much more. When the original Kia manufacturer's warranty has expired and you choose to purchase a Third Party Kia Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturer's warranty. The only thing the Kia Extended Warranty won't cover is any type of cosmetics, maintenance, and anything that would typically be covered by your auto insurance provider.
A Kia extended auto warranty protection plan will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.

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How Much Does A Kia Optima Extended Warranty Cost?

Kia's are amazing machines that are usually quite expensive to maintain and repair. A Kia's cost of ownership should not be taken lightly. The Kia Optima will run you about $75 for an oil change, $200 for spark plugs, and the most essential parts like the engine or transmission can cost you anywhere between $4,500 - $6,000. The more you drive these types of vehicles the more likely they will need to be repaired at one point or another. As we like to say it's definitely better to have a Kia Optima Warranty and not need to use it than to need a Kia Optima Warranty and not have one. These types of Kia protection plans are designed to cover the essential parts that keep the vehicle performing properly. From our research we have found having a Kia Optima Warranty more than likely will pay for itself and then some should you need any serious repairs. In general, the average extended car warranty cost ranges from $800-$1200 per year, but every person, vehicle, and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended coverage is. Do You?

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What Is Not Covered By A Kia Optima Extended Warranty?

Kia provides one of the most comprehensive warranty on the market compared to others. Just like all the rest there are some parts and a list of exclusions that are not covered. For example, the warranty does not cover any damage due to environmental conditions or conditions that are natural, such as floods and earthquakes. The warranty also does not cover misuse, neglect, failure to do maintenance, improper handling of the car or repairs of third-party repair facilities and aftermarket components. While this might seem like a lot of exclusions we want to let you know Kia Optima Warranty is pretty standard with all other Vehicle Manufacturers like Buick, Honda, Jeep, and many more.

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How Do Kia Optima Extended Warranty Plans Work?

A Kia Optima extended car warranty is like an insurance plan: If something goes wrong, you take the vehicle to the mechanic’s shop for repair. If the problem is included under the Kia warranty, then the repairs are paid for—even if your car needs thousands of dollars worth of repair work.

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Are Kia Optima Extended Car Warranties Worth It?

Ultimately, it’s up to you to decide whether the peace of mind a Kia Optima extended warranty can provide is worth the price tag. If you do decide to purchase a Kia Optima extended warranty, be sure to do your homework, watch out for auto warranty scams and work with a reputable company. A Kia Optima extended warranty could add thousands of dollars to the purchase of a car. This may not seem like much if you’re financing it and rolling the cost of the warranty into your monthly payment. But it still can be a significant amount of money, even if you’re not paying it all upfront.

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Is There A Deductible For A Kia Optima Extended Warranty?

There is no deductible or service charge to use your Kia Optima Manufacturer's warranty while it is still covered by the manufacturer. However, when the Kia Optima Manufacturer Warranty runs out and you choose to purchase a Third Party Kia Optima Extended Warranty like Total Auto Protect, your coverage plan will have an industry-standard deductible ranging from anywhere between $100.00 and $500.00 dollars. Let's just say you don't want to pay a deductible and would prefer to pay a higher premium, or you would rather pay a higher deductible for a lower premium. There are plenty of Kia Extended Warranty Providers that can customize the coverage plans to fit your specific needs.

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How Do I Request A Quote For A Kia Optima Extended Car Warranty?

You can request a free quote for a Kia Optima Extended Warranty by visiting our Top 10 quote page easily by filling out your vehicle information, phone number, and email by clicking the get a free quote link on our website.

Kia Models Eligible For Extended Warranties

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Borrego

Production Years: 2009 - Present

  • Horsepower: 276 to 337 hp

  • Engine: 3.8 L V6, 4.6 L V8

  • Curb weight: 4,248 to 4,621 lbs

  • MPG: 17 city / 21 highway

  • Torque: 267 to 323 lb-ft

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Body Styles: SUV

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Carnival

Production Years: 2002 - Present

  • Horsepower: 290 hp

  • Engine: 3.5 L V6

  • Curb weight: 4,376 to 4,727 lbsh

  • MPG: 19 city / 26 highway

  • Torque: 262 lb-ft

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Body Styles: Van

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Cerato

Production Years: 2013 - Present

  • Horsepower: 138 hp

  • Engine: 2.0 L 4-cylinder

  • Curb weight: 2,701 to 2,972 lbs

  • MPG: 24 city / 32 highway

  • Torque: 136 lb-ft

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Body Styles: Sedan

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EV6

Production Years: 2021 - Present

  • Horsepower: 167 to 320 hp

  • Engine: Electric

  • Curb weight: 3,984 to 4,502 lbs

  • MPG: 136 city / 100 highway

  • Torque: 258 to 446 lb-ft

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Body Styles: SUV

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Forte

Production Years: 2009 - Present

  • Horsepower: 147 to 201 hp

  • Engine: 1.6 L 4-cylinder, 2.0 L 4-cylinder

  • Curb weight: 2,908 to 3,079 lbs

  • MPG: 31 city / 41 highway

  • Torque: 132 to 195 lb-ft

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Body Styles: Coupe, Sedan, Hatchback

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K5

Production Years: 2019 - Present

  • Horsepower: 180 hp

  • Engine: 1.6 L 4-cylinder

  • Curb weight: 3,228 to 3,465 lbs

  • MPG: 27 city / 37 highway

  • Torque: 195 lb-ft

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Body Styles: Sedan

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K7

Production Years: 2012 - Present

  • Horsepower: 290 hp

  • Engine: 3.3 L V6

  • Curb weight: 3,799 lbs

  • MPG: 20 city / 28 highway

  • Torque: 253 lb-ft

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Body Styles: Sedan

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K9

Production Years: 2012 - Present

  • Horsepower: 365 hp

  • Engine: 3.3 L V6

  • Curb weight: 4,662 lbs

  • MPG: 18 city / 25 highway

  • Torque: 376 lb-ft

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Body Styles: Sedan

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Niro

Production Years: 2016 - Present

  • Horsepower: 139 hp

  • Engine: 1.6 L 4-cylinder

  • Curb weight: 3,854 lbs

  • MPG: 53 city / 48 highway

  • Torque: 195 lb-ft

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Body Styles: SUV

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Optima

Production Years: 2001 - Present

  • Horsepower: 178 to 245 hp

  • Engine: 1.6 L 4-cylinder, 2.0 L 4-cylinder, 2.4 L 4-cylinder

  • Curb weight: 3,230 to 3,558 lbs

  • MPG: 27 city / 37 highway

  • Torque: 178 to 260 lb-ft

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Body Styles: Sedan, Wagon

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Rio

Production Years: 2005 - Present

  • Horsepower: 120 hp

  • Engine: 1.6 L 4-cylinder

  • Curb weight: 2,765 to 2,767 lbs

  • MPG: 33 city / 41 highway

  • Torque: 112 lb-ft

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Body Styles: Hatchback, Sedan

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Rondo

Production Years: 2008 - Present

  • Horsepower: 167 to 192 hp

  • Engine: 2.4 L 4-cylinder, 2.7 L V6

  • Curb weight: 3,333 to 3,511 lbs

  • MPG: 20 city / 27 highway

  • Torque: 162 to 184 lb-ft

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Body Styles: Van

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Seltos

Production Years: 2019 - Present

  • Horsepower: 146 to 175 hp

  • Engine: 1.6 L 4-cylinder, 2.0 L 4-cylinder

  • Curb weight: 2,948 to 3,317 lbs

  • MPG: 29 city / 35 highway

  • Torque: 132 to 195 lb-ft

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Body Styles: SUV

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Sorento

Production Years: 2002 - Present

  • Horsepower: 191 to 281 hp

  • Engine: 3.3-liter V6 engine

  • Curb weight: 3,794 to 4,120 lbs

  • MPG: 24 city / 29 highway

  • Torque: 181 to 311 lb-ft

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Body Styles: SUV

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Soul

Production Years: 2008 - Present

  • Horsepower: 147 to 201 hp

  • Engine: 1.6L Turbocharged 4-cylinder, 2.0L 4-cylinder

  • Curb weight: 2,844 to 3,036 lbs

  • MPG: 29 city / 35 highway

  • Torque: 132 to 195 lb-ft

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Body Styles: Hatchback

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Sportage

Production Years: 2004 - Present

  • Horsepower: 181 to 240 hp

  • Engine: 2.4-liter inline 4-cylinder, 

  • Curb weight: 3,305 to 3,765 lbs

  • MPG: 23 city / 30 highway

  • Torque: 175 to 260 lb-ft

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Body Styles: SUV

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Stinger

Production Years: 2017 - Present

  • Horsepower: 300 to 368 hp

  • Engine: 2.5 L 4-cylinder, 3.3 L V6

  • Curb weight: 3,611 to 4,023 lbs

  • MPG: 22 city / 32 highway

  • Torque: 311 to 376 lb-ft

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Body Styles: Sedan

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Telluride

Production Years: 2019 - Present

  • Horsepower: 291 hp

  • Engine: 3.8 L V6

  • Curb weight: 4,112 to 4,354 lbs

  • MPG: 20 city / 26 highway

  • Torque: 262 lb-ft

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Body Styles: SUV

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Shuma

Production Years: 1998 - 2004

  • Horsepower: 125 hp

  • Engine: 1.8 L 4-cylinder

  • Curb weight: 2,478 to 2,551 lbs

  • MPG: 24 city / 29 highway

  • Torque: 108 lb-ft

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Body Styles: Sedan

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